Legal

Item Sales Policy

Lenders can optionally list an item for sale alongside its rental price. Borrowers can buy outright, or — if the lender allows it — purchase the item at the end of a rental and apply a portion of the rental fee as credit toward the sale price.

How a purchase works

  1. The buyer reviews the sale price and (if applicable) the rent-then-buy credit shown on the listing.
  2. The buyer confirms the purchase. The total charged is sale price minus any earned rental credit.
  3. The listing is marked sold and removed from new bookings.
  4. Funds are held by Lend Me for a buyer-protection inspection window.
  5. If no dispute is filed before the window closes, the seller is paid out automatically.

Inspection window

  • Standard items: 3 days after the buyer receives the item.
  • High-value / Luxury items ($500+): 14 days after delivery.
  • Buyers can open a dispute through Support during the window — payout is paused until resolved.

Rent-then-Buy credit

When the lender enables "Allow buy at end of rental", the borrower can apply a percentage of the paid rental fee toward the sale price. The default credit is 50% but the lender chooses the exact percentage (0–100%) per listing. The credit applies once, on the originating booking only.

Returns & refunds

  • All sales are final once the inspection window closes.
  • During the window, buyers can request a return for items not as described, counterfeit, or non-functional.
  • Refunds (full or partial) are decided by Lend Me Support and returned to the original payment method or wallet credit.

Prohibited & restricted items

The same prohibitions that apply to rentals apply to sales — see the Community Safety Policy. Counterfeits, replicas, recalled goods, and any items requiring special licensing are not permitted for sale.

Fees

Lend Me charges 0% processing fees on item sales — sellers keep 100% of the sale proceeds after standard payment-processor fees. Lend Me's revenue comes from subscriptions, boost credits, and marketing/ads bundles.