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Legal

Item Sales Policy

Lenders can optionally list an item for sale alongside its rental price. Borrowers can buy outright, or — if the lender allows it — purchase the item at the end of a rental and apply a portion of the rental fee as credit toward the sale price.

How a purchase works

  1. The buyer reviews the sale price and (if applicable) the rent-then-buy credit shown on the listing.
  2. The buyer confirms the purchase. The total charged is sale price minus any earned rental credit.
  3. The listing is marked sold and removed from new bookings.
  4. Funds are held by Lend Me for a buyer-protection inspection window.
  5. If no dispute is filed before the window closes, the seller is paid out automatically.

Inspection window

  • Standard items: 3 days after the buyer receives the item.
  • High-value / Luxury items ($500+): 14 days after delivery.
  • Buyers can open a dispute through Support during the window — payout is paused until resolved.

Yard sales: pickup, delivery & holds

At checkout on a yard-sale item the buyer chooses one fulfillment method:

  • Pickup — the buyer collects the item at the sale address during the posted sale window.
  • Delivery / shipping — available only when the seller enabled shipping on the listing; the seller arranges and pays for shipping.
  • Hold — available only when the seller enabled holds. The buyer pays in full and the seller sets the hold time limit (1–168 hours). The seller must keep the item off the market until the hold expires. If the buyer doesn't collect before expiry, the seller may relist the item and the buyer's payment is refunded to their original payment method or Lend Me wallet.

Offers (name your price)

Sellers may enable offers on a listing. Buyers submit a proposed price that the seller can accept or decline before it expires (seller-set, 1–336 hours). Offers are not a live auction: there is no bidding war, no automatic winner, and no binding commitment until the seller accepts and the buyer completes checkout. No funds are authorized or held while an offer is open. Lend Me does not operate as an auctioneer and does not run reserve or timed-bid auctions.

Rent-then-Buy credit

When the lender enables "Allow buy at end of rental", the borrower can apply a percentage of the paid rental fee toward the sale price. The default credit is 50% but the lender chooses the exact percentage (0–100%) per listing. The credit applies once, on the originating booking only.

Returns & refunds

  • All sales are final once the inspection window closes.
  • During the window, buyers can request a return for items not as described, counterfeit, or non-functional.
  • Refunds (full or partial) are decided by Lend Me Support and returned to the original payment method or wallet credit.

Prohibited & restricted items

The same prohibitions that apply to rentals apply to sales — see the Community Safety Policy. Counterfeits, replicas, recalled goods, and any items requiring special licensing are not permitted for sale.

Fees

Lend Me charges 0% processing fees on item sales — sellers keep 100% of the sale proceeds after standard payment-processor fees. Lend Me's revenue comes from subscriptions, boost credits, and marketing/ads bundles.